disclosures and warnings

I am an affiliate marketer and I may make a penny or two if you click on a link here. I am not a financial advisor however or a medical consultant. also Spoiler Warning. Some people think you are too dumb to know these things but I am not one of them. It's ridiculous to have to make so many of these pages but that's how goofy the world is getting. I am a blogger. bloggers use affiliate links and talk about stuff. Some people need to grow up and use their brains. I apologize for them and am not trying to insult your intelligence.

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*Copyright by Ray Nichols.

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